*{box-sizing:border-box}html{scroll-behavior:smooth}
:root{--bg:#f6f8fb;--chip:#e9eff7;--chipb:#d3deec;--navy:#1f3a5f;--navy-d:#162b47;--ink:#1c2b3f;--muted:#5b6b80;--warm:#c9822b}
body{margin:0;font-family:'Inter',system-ui,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6}
a{color:var(--navy)}
.top{display:flex;justify-content:space-between;align-items:center;padding:14px 5vw;background:#fff;border-bottom:1px solid #e3e9f1;position:sticky;top:0;z-index:5}
.brand{white-space:nowrap;font-family:'Manrope',sans-serif;font-weight:800;font-size:1.3rem;color:var(--navy);text-decoration:none}
.top nav a{white-space:nowrap;margin-left:18px;text-decoration:none;color:var(--ink);font-weight:600;font-size:.95rem}
.top nav a:hover{color:var(--warm)}
main{max-width:1100px;margin:0 auto;padding:0 5vw 40px}
.hero{text-align:center;padding:48px 0 24px}
.eyebrow{letter-spacing:.16em;text-transform:uppercase;font-size:.78rem;color:var(--warm);font-weight:700;margin:0}
h1,h2,h3{font-family:'Manrope',sans-serif;font-weight:700;line-height:1.25}
h1{font-size:clamp(1.8rem,5vw,2.7rem);margin:.4em 0}
.lead{max-width:640px;margin:0 auto 20px;font-size:1.06rem;color:var(--muted)}
.chips{display:flex;flex-wrap:wrap;gap:10px;justify-content:center;margin:20px 0}
.chip{background:var(--chip);border:1px solid var(--chipb);color:var(--ink);text-decoration:none;padding:8px 16px;border-radius:999px;font-weight:600;font-size:.92rem}
.chip:hover,.chip.active{background:var(--navy);border-color:var(--navy);color:#fff}
.cta{text-align:center;margin:8px 0 16px}
.tips{max-width:640px;margin:18px auto;background:#fff;border:1px solid var(--chipb);border-radius:16px;padding:14px 22px;text-align:left}
.tips h2{font-size:1.1rem;margin:4px 0 6px}
.tips li{margin:6px 0}
.back{text-align:center;margin:30px 0}
.back a{color:var(--navy);font-weight:700;text-decoration:none}
.note{max-width:640px;margin:10px auto 0;font-size:.88rem;background:#fff;border:1px dashed #9db3d1;border-radius:12px;padding:10px 16px;color:var(--muted)}
section{padding-top:36px}
section h2{font-size:1.6rem;margin:0}
.sub{margin:.2em 0 18px;color:var(--muted)}
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:22px}
.card{background:#fff;border-radius:18px;overflow:hidden;box-shadow:0 6px 22px rgba(31,58,95,.10);transition:transform .2s}
.card:hover{transform:translateY(-4px)}
.card img{display:block;width:100%;height:auto;aspect-ratio:2/3;object-fit:cover}
.card-body{padding:14px 16px 18px}
.card h3{font-size:1.02rem;margin:0 0 6px}
.card p{margin:0 0 12px;font-size:.92rem;color:var(--muted)}
.btn{display:inline-block;background:var(--navy);color:#fff;text-decoration:none;padding:9px 18px;border-radius:10px;font-weight:700;font-size:.9rem}
.btn:hover{background:var(--navy-d)}
.doc{max-width:760px;padding-top:40px}
.doc h2{font-size:1.25rem;margin-top:1.6em}
footer{background:#e9eff7;text-align:center;padding:28px 5vw;font-size:.92rem}
footer p{margin:6px 0}.disc{font-weight:700}.small{color:var(--muted);font-size:.82rem}
@media(max-width:520px){.top{padding:12px 4vw}.brand{font-size:1.1rem}.top nav a{margin-left:9px;font-size:.78rem}.grid{grid-template-columns:repeat(2,1fr);gap:12px}.card-body{padding:10px 10px 14px}.card h3{font-size:.9rem}.card p{font-size:.8rem}.btn{padding:8px 12px;font-size:.8rem}}